The IHG® Rewards Club Premier Credit Card is a fantastic hotel credit card that just about everyone should have. For those of you who don’t yet have the card — for whatever reason — you’re in luck, because since early August the card has been offering its best ever bonus for a limited time.

If you’re like me and have been planning on picking up this card but haven’t done so yet, we now know the end date — the increased offer on the card will end on October 9, 2019, so you have just over a week remaining to apply. This is stated clearly on the application.

Given that I just fell under the 5/24 limit a few days ago, my plan is to apply for this card tomorrow.

Here’s what you need to know about the card offer:

New IHG Premier Card Sign-Up Bonus

There really has never been a better time to sign up for this card, as there are three parts to the new welcome bonus on the IHG Premier Card. I guess you can say that Chase and IHG really, really want you to get this card.

For some context, the previous welcome bonus was for 80,000 points, and the highest increased bonus I’ve ever seen on the card has been for 120,000 points.

125K Bonus Points

You can earn 125,000 bonus IHG Rewards Club points after spending $3,000 within three months. That in and of itself is the biggest bonus I recall ever seeing on the card.

Chase and IHG are adding a big incentive to actually put spending on the card as well, though.

Redeem your IHG points at the InterContinental Willard Washington DC

40x Points Per Dollar Spent With IHG

As part of this sign-up bonus, you can also receive a total of 40x points per dollar spent with IHG for the first 12 months. This is excellent, though in reality isn’t quite as good as it sounds — I’d say it’s more like 25x points.

The card ordinarily offers 10x points per dollar spent with IHG, but for the first 12 months you’ll earn 25x points. That’s in addition to the 10x points that IHG usually offers, plus the 50% points bonus you get on those 10 points for being an IHG Platinum member (which is a perk of this card).

Note that this is being marketed as offering 40x points per dollar spent, but that factors in the 10x points per dollar that IHG usually offers, plus the 5x points bonus for being a Platinum member.

So really the incremental benefit here is that you’re earning 15x points per dollar more than you’d usually earn by putting IHG stays on this card.

4x Points On All Purchases

For the first 12 months, the card offers 4x points per dollar spent on all purchases. As a point of comparison, the card ordinarily offers 2x points at gas stations, grocery stores, and restaurants, and 1x points on all other purchases.

4x points per dollar is good to begin with, but it potentially gets even better than that.

Why You Want The IHG Premier Card

In addition to this great increased bonus, there are so many other reasons to get the IHG Premier Card:

  • The card offers an anniversary free night certificate on your account anniversary every year, which in and of itself more than justifies the $89 annual fee on the card, in my opinion
  • You get IHG Rewards Club Platinum status for as long as you have the card, which offers bonus points, room upgrades, and more
  • You get a fourth night free on award bookings, which can be a great way to stretch your points even further
  • You get a TSA Pre-Check or Global Entry fee credit once every four years

Redeem your anniversary free night certificate at the Crowne Plaza Changi

This card is an absolute no brainer. It’s not necessarily a card you should be putting all of your spending on (though for some people it will be for the first 12 months), but it’s totally worth the $89 annual fee to get all those benefits.

IHG Premier Card Summary

We’re seeing the best ever bonus on the IHG Premier Card, so if you don’t yet have the card, you absolutely should sign up. We now know that the offer is ending on October 9, so you have just over a week remaining to take advantage of this bonus.

This is a really excellent card that’s worth having long term for the anniversary free night certificate if nothing else, in my opinion. I plan on picking up the card before the offer expires, and I hope many of you do too.

See this post for more on the best credit cards for earning IHG points.

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